You cannot send or receive less than $1, which shouldn't come as a hindrance to most. If your debit or prepaid card's issuing bank has limits, those will also apply on their end. Keep in mind that these limits are only on Apple's side of things. maximum $10,000 per 7-day period from debit/prepaid to your balance.maximum $3,000 per transaction from debit/prepaid to your balance.minimum $10 per transaction from debit/prepaid to your balance.On the flipside, you cannot add more than $3,000 at a time, and over a 7-day period, you can only add up to $10,000. Even if you only want to spend $5, you need to add at least $10 at a time. When you add money to your Apple Pay Cash card balance, you cannot add less than $10. no fees for payments from Apple Pay Cash cards.If you're looking to eliminate all fees, stick to debit cards and/or your Apple Pay Cash card. Unfortunately, if you use a credit card, you will be charged an additional 3% of the total amount. There are no fees if you send money from a debit card or your Apple Pay Cash card balance. no fees for adding money from prepaid cards.no fees for adding money from debit cards.And as of right now, you can't even add to your Apple Pay Cash balance from a credit card. There are no fees if you add or reload money to your Apple Pay Cash card from a debit or prepaid card in your Wallet. answers regarding your personal history.Documents and/or information requested may include the following. You won't need to verify your identity with Apple right away, but they can ask at any time, and you must do so regardless if you plan on adding or receiving $500 or more total over the use of the service. Aside from that, you'll need to be at least 18 years old, live in the US, and be able to verify your identity.
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Like mentioned above, you need to be running iOS 11.2 in order to use Apple Pay Cash, and so does anyone else you're sending money to or receiving money from. If you haven't updated yet, and are interested in transferring money with Apple Pay cash, we suggest you do so now. However, just like with Venmo, Square Cash, and other mobile payment processors, there are some hidden fees, limits, and other fine print you need to be aware of.īefore going any further, you should know that to even use Apple Pay Cash on your iPhone, you need to be running iOS 11.2. Now that Apple Pay Cash has rolled out to compatible devices in the US, you're likely to give Apple's new person-to-person payment system a try since it's right there in the iMessage app drawer in Messages.